What $300,000 Buys You in Kansas City Right Now

It will surprise you what $300,000 gets you in Kansas City. It actually gets you a decent amount.

Many metros $300,000 is not a livable home. Kansas City delivers nice homes. They come in nice neighborhoods with long term value. Buyers just need to know where to look.

I am a local Kansas City Realtor who works with buyers every week, here’s what $300,000 realistically buys you in Kansas City right now, and where that money stretches the furthest.

A Quick Reality Check on the Kansas City Market

Kansas City remains one of the more affordable large metros in the U.S., but prices have firmed up over the past few years. At $300,000, you’re no longer shopping for luxury—but you are shopping for comfort, space, and stability.

What matters most at this price point:

• Neighborhood

• The condition of the home

• Property taxes and schools

• Competition from other buyers

The good news? You have options

1. A Move-In Ready 3-Bedroom Home (Most Common Scenario)

What to expect:

• 3 bedrooms, 1.5–2 bathrooms

• 1,300–1,700 sq ft

• Attached garage or private driveway

• Updated kitchen or bathrooms (not luxury, but clean and functional)

Common areas:

• North Kansas City

• Raytown

• Independence

• Portions of Gladstone

• Parts of Kansas City, MO (north of the river or south KC)

These homes often appeal to first-time buyers, young families, and downsizers. They sell quickly if priced correctly.

👉 This is where local guidance matters most. A well-priced home in this range can go under contract fast.

2. A Townhome or Condo in a More Central Location

If location matters more than yard size, $300,000 can still work.

What you get:

• 2–3 bedrooms

• 2+ bathrooms

• HOA-maintained exterior

• Walkability or short commutes

Popular areas:

• Waldo (condos)

• Briarcliff

• Downtown KC outskirts

• Overland Park fringe (limited inventory)

This option is popular with:

• Busy professionals

• Buyers who don’t want maintenance

• People relocating to KC who want convenience first

⚠️ HOA fees matter here. Always factor them into your monthly payment.